Growth & Assumptions
Market & Balance Sheet Data
Cash Flow Projection
Valuation Breakdown
Calculated Fair Value
AJG (AJG) DCF Valuation Analysis
Independent intrinsic value calculation based on latest financial reports.
Our AJG DCF calculator utilizes a two-stage Discounted Cash Flow model to estimate the true value of AJG stock. As of the most recent quarterly report (12/31/2025), AJG generated $1,785,000,000 in Trailing Twelve Month (TTM) Free Cash Flow.
Key Valuation Metrics for AJG
By discounting AJG's future cash flows using an expected return of 11%, we can determine if the stock is currently trading at a margin of safety. A positive margin of safety suggests that market expectations may be too low relative to the company's historical cash flow productivity.
Final Verdict
For AJG to be considered a fair investment at current levels, it would need to sustain a cash flow growth rate of approximately 36.70% for the next five years. This valuation model accounts for AJG's current cash position of $1,403,000,064 and total debt of $13,624,000,512. With a fair value of $456.27, AJG shows potential upside for long-term investors.
Why use DCF for AJG?
Discounted Cash Flow is widely considered the most accurate method for valuing mature companies like AJG. Using our Free DCF Calculator, you can customize every assumption in this model to see how it affects the intrinsic value.